What is a floodplain?
A floodplain is an area next to a river, stream, or creek that may be covered with water following heavy rainstorms. This plain holds the excess water allowing it to be slowly released into the river system and seep into groundwater aquifers. Floodplains also give time for sediment to settle out of floodwaters, thereby keeping it out of water bodies.
Floodplains often support important wildlife habitat and are frequently used by humans as recreation areas.
The 100-year storm is an amount of rain so heavy that the chances of experiencing such a storm are one in 100. (Note that those are the chances every year. It is possible to have this unusual storm two years in a row or even more frequently.) The amount of rain that creates a 100-year storm in most parts of the Huron River watershed is nearly five inches within 24 hours.
Why flooding occurs
In the past, building development has occurred on the floodplains, which required trying to control the stormwater to keep it out of the floodplains. This practice causes water to overflow riverbanks in other locations – often creating floods of a greater magnitude and danger.
Building on floodplains increases the risk of property damage and life threatening situations. Diverting stormwater into channels and easing its path to bodies of surface water forces water to flow faster. This greater velocity destroys habitats and causes greater erosion including the loss of topsoil which often creates a need for increased fertilizer use.
There are also other factors that increase flooding:
- The removal of stabilizing vegetation around stream banks and rivers
- Erecting structures that deflect or inhibit the flow of floodwaters. This modifies flow paths and can spread flooding problems and increase erosion.
- Constructing bridges, culverts, buildings, and other structures that encroach on the floodplain. These developments reduce the storage area available for floodwaters and cause an increase in flood elevations.
- Building drainage systems that feed stormwater quickly into the receiving body.
- Straightening meandering watercourses to hasten drainage. This transfers flooding problems downstream and also alters habitat.
- Filling and dumping in floodplains. Floodwaters can transport this debris, which may interfere with the movement of the floodwater, causing increased flood elevations.
With increasing development in the floodplain, open spaces, and wetlands, our land has lost the ability to soak up rain. Areas that were once effective sponges storing precipitation are now being replaced by buildings and pavement that have made the land increasingly impervious. As a result, floods have become far larger and frequent. Local governments can prohibit building in the floodplain.
Preventing flooding
Taking the time to word your community’s zoning ordinances so that they reflect the importance of preserving water quality is an important task. There are many angles to do this from including:
Stormwater Control Ordinances
Floodplain regulations
Impervious Surface Restrictions
Shoreline Vegetation Cover Restrictions
Building and Septic field setbacks
The following are things to think about adding to your zoning ordinances:
- Prohibit construction of buildings and facilities subject to water damage in the 100-yr floodplain.
- Require flood-proofing measures on buildings presently in the floodplain.
- Remove flood-prone structures from floodwater portion of the floodplain.
- Establish construction standards for development in the floodplain.
- Adopt provisions to protect natural vegetative cover the in floodplains.
- Require tree and shrub planting in the floodplains to prevent erosion.
- Restrict dredging, filling, dumping, or backfilling of floodplain areas.
- Avoid land divisions within floodplain areas that would create parcels or lots that cannot be used.
- Require that flood insurance be obtained for all facilities in floodplain under National Flood Insurance program.
- Create an overly zone within a prescribed setback from the river, stream, or creek that regulates development and use of the floodplain based on the severity of the flooding hazard.
- Require that before local approval can be granted, a permit must be secured from the MDNR.
Last Updated: September 2006
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